

Make And Receive Payments Online and Offline At Zero Fees.
Send money, pay bills, make transfer even without internet.
Get started with Xend Web App


Great Features
Explore wonderful features offered by Xend
Send Money
Send money to any Xend account or bank account within Nigeria via Xend app.
Transfer Money
Transfer money to any Xend account or bank account within Nigeria via Xend app.
Receive Money
Receive money to any Xend account or bank account within Nigeria via Xend app.
Personal Wallet
Move confidently without cash when you save on your Xend Wallet.
Cashout
Cashout with your bank account via Xend
Fast And Easy
Payments.
You don't need to worry about slow internet connections or cumbersome processes.
Making and receiving payments with Xend is just a text away.


Xend Offline
There are 3 major Xend operations you can carry out offline.
- Offline Transfer
To make an offline transfer, send the following to 08142428445:
Transfer PhoneNumber/XendCode Amount
i.e Transfer 081333334444 2000
Offline transactions have a daily limit of ₦5000 - Verify TxRef
Use this code to verify your transactions. You can also verify the transaction of your sender if you have the reference code. Simply send the following to 08142428445:
Verify transaction_reference
i.e Verify GG28087FF - Balance pin
Use this code to check balance. Send the following to 08142428445:
Balance
i.e Balance
Become a Merchant
Sign up your business on Xend to enjoy fast and swift transactions
with your customers at zero costs.
Media Mention
“For the Binance Labs Incubation Program, we search all over the world for the strongest founders and projects to invest in ...”
Binance
05/06/2019
“Venture platform, Binance Labs, has announced the graduates from season 2 of its incubation program. The list includes Nigerian fintech startup, Xend.”
Technext.ng
12/06/2019
“Four African blockchain startups have graduated from the incubation programme run by global cryptocurrency exchange Binance”
Disrupt Africa
12/06/2019
“Binance Labs, the venture arm of leading cryptocurrency exchange Binance, today announced the 13 newest projects to graduate from its incubation program.”
KuCoin
05/06/2019
“Its a growing good fits for Africa as out of the 13 projects, four of these are African-based projects, which is either founded by Africans or building solutions for the African continent.”
Blockchain Africa
05/06/2019